Assurance Network can provide you with a wide array of products and services from a variety of respected insurance and benefits providers. We obtain and evaluate proposals from all available carriers. We can introduce and educate you or your family on the benefits.

Our agency offers a complete line of insurance products and services. These products and services are designed to provide solutions to your financial needs.

Services Offered

 

✔ Affordable Health Care

✔ Private Health Insurance

✔ Catastrophic Health Insurance

✔ Accident Insurance

✔ Disability Insurance

✔ Hospital Indemnity Insurance

✔ Short Term Medical

✔ Dental / Vision

✔ Critical Illness

✔ Long Term Care

✔ Short Term Care

✔ Health Savings Accounts

 

Types of Health Insurance

 

Affordable Health Care

ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.

Private Health Insurance

Individual standard health benefits plans are available as coverage for a Single Person, Two Adults, a Family, or an Adult and Child(ren). Individual standard health benefits plans may be purchased from a variety of carriers. Currently, all of the plans are offered as managed care plans, which are network-based plans offered by a Health Maintenance Organization (HMO) or by another carrier using a Preferred Provider Organization (PPO) or an Exclusive Provider Organization (EPO)

 

Catastrophic Health Insurance

A “Catastrophic plan” is a qualified health plan offered through the Marketplace that covers essential health benefits and requires the highest level of cost sharing allowable for essential health benefits.

Accident Insurance

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

 

Disability Insurance

Disability Income Insurance is a form of insurance that insures the beneficiary's earned income against the risk that a disability will make working, and therefore earning money, impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.

Hospital Indemnity Insurance

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

 

Short Term Medical

Short-term health insurance is a type of health plan that can provide you with temporary medical coverage when you are between health plans, outside enrollment periods, and need some coverage in case of an emergency. However, to get the most out of a short term health plan, you need to understand how they work, what they cost, and what they cover.

Dental and Vision

Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care. Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists.

 

Critical Illness

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery.

Long-Term Care

Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age. Rising life expectancy means that the potential need for “long-term care” grows with every passing year of your life.

 

Short-Term Care

Short Term Care insurance, sometimes called ‘Recovery Care’ protection, addresses significant financial risks facing individuals today. Short-term care insurance policies offer benefits for many different types of health care and aging needs. They typically are purchased by individuals to cover gaps in Medicare coverage, or as an alternative to traditional long-term care insurance protection.

Health Savings Accounts

A Health Savings Account (HSA) is a savings account that allows you to set aside pre-tax money to pay for qualified medical expenses. You can use HSA funds to pay for deductibles, copayments, coinsurance, and some other expenses. You can also use HSA funds to pay for some dental, drug, and vision expenses.

 

Assurance Network

Personal | Phone | Virtual Consultations

PO Box 2564
Chester, Virginia 23831

 804-302-5403

  [email protected]